WhatsApp has reportedly started testing out its UPI-based payments feature in India. The new feature, available for select WhatsApp beta users on iOS and Android, enables users to send and receive money using the Indian government’s Unified Payments Interface (UPI) standard.
This feature is said to be available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android. Considering the large user base of the messaging app in India, the payments platform’s integration may give another boost to digital payments.
The feature can apparently be accessed in a chat window through the Attachments menu. The option is said to be available alongside other options such as Gallery, Video, Documents etc. Clicking on Payments will open a disclaimer window, followed by a list of banks to choose from.
You can then select your preferred bank account to connect with UPI. Notably, you will be asked to create an authentication pin if you haven’t yet used the UPI payments platform. Additionally, you will have to create a UPI account (if you don’t have one previously) through the UPI app or your respective bank’s website/ app.
WhatsApp has been known to be considering a UPI-based payments platform since July 2017.